Long-Term Disability
Long-term Disability Policy
It may go without saying, but to be eligible for long-term disability benefits, you have to have the policy in effect at the time of...
What is the Next Step After a Second Disability Denial?
If an appeal is denied, making it the second denial, the next step would be to file a lawsuit in court under ERISA. Once you...
What to Do When Your Insurance Company Denies Your Coverage
If you received an insurance denial for your long-term disability insurance, there is no reason to fret right away. You should hire an attorney, gather...
Why Your Long-Term Disability Benefits Can Be Denied
Long-term disability claims are denied for a host of reasons all the time. Whatever the reason is, denials can be very confusing and often hard...
Do Bicycle Accident Settlements Cover Medical Expenses?
One of the most common questions injured cyclists ask is: do bicycle accident settlements cover medical treatment? The short answer is yes. This blog will...
Will a Ticket on my Bicycle go on my DMV Record?
While a bicycle is not considered a vehicle in California (it’s considered a “device” according to Ca Vehicle Code (CVC) Sec. 231) they are held...
What are the Basic Terms Used in Long Term Disability Language?
Making sense of what you’re reading is vital in helping you increase the success rate of your disability claim. That’s why in today’s blog, we...
Is There a Conflict of Interest with Your Long Term Disability Denial?
Long-term disability denials happen all too frequently. But if it happens to you, be aware of your right to appeal and your right to a...
Why was my LTD Denied When I’m Already Receiving Social Security Disability Benefits?
While a disability claim approved by the Social Security Administration (SSA) does not automatically mean your Long-Term Disability (LTD) claim will also be approved, it...
What Is an Elimination Period for Long-Term Disability Insurance?
Long-term disability insurance can be a complex subject. It is recommended to educate yourself and to make sure you fully understand what is included in...
What are the Likely Long-Term Disability Insurance Coverage Issues you need to Understand?
Certain terms and conditions are typically present in most policies, even though long-term disability insurance policies differ in many respects. The exact wording in these...
What is the Process for Submitting a Long Term Disability Claim?
The procedures for claims submission procedures are explained in the summary plan description, the insurance policy, and other insurance plan documents. When looking for the...