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Long-Term Disability

What are the Basic Terms Used in Long Term Disability Language?

Making sense of what you’re reading is vital in helping you increase the success rate of your disability claim. That’s why in today’s blog, we decided to put together a list of the top basic terms used in long term disability language.

fotex2022-05-09T13:48:41-07:00May 9, 2022|Long-Term Disability|Comments Off on What are the Basic Terms Used in Long Term Disability Language?

Why was my LTD Denied When I’m Already Receiving Social Security Disability Benefits?

While a disability claim approved by the Social Security Administration (SSA) does not automatically mean your Long-Term Disability (LTD) claim will also be approved, it is very concerning when one’s LTD claim is denied in light of an SSDI approval.

fotex2022-04-22T11:38:59-07:00April 22, 2022|Long-Term Disability|Comments Off on Why was my LTD Denied When I’m Already Receiving Social Security Disability Benefits?

Is There a Conflict of Interest with Your Long Term Disability Denial? 

Long-term disability denials happen all too frequently. But if it happens to you, be aware of your right to appeal and your right to a neutral decision from the LTD Plan administrator

fotex2022-04-22T11:36:18-07:00April 22, 2022|Long-Term Disability|Comments Off on Is There a Conflict of Interest with Your Long Term Disability Denial? 

What Is an Elimination Period for Long-Term Disability Insurance?

Long-term disability insurance can be a complex subject. It is recommended to educate yourself and to make sure you fully understand what is included in order to get the most out of your coverage. When researching long-term disability topics, many terms come up over and over again. One of these phrases is the elimination period. 

fotex2022-04-18T16:08:59-07:00April 18, 2022|Long-Term Disability|Comments Off on What Is an Elimination Period for Long-Term Disability Insurance?

What are the Likely Long-Term Disability Insurance Coverage Issues you need to Understand?

Certain terms and conditions are typically present in most policies, even though long-term disability insurance policies differ in many respects. The exact wording in these terms may be different from policy to policy, but the concepts that are described by these coverage terms are frequently litigated issues in claims litigation.

fotex2022-04-04T14:03:44-07:00April 4, 2022|Long-Term Disability|Comments Off on What are the Likely Long-Term Disability Insurance Coverage Issues you need to Understand?

What is the Process for Submitting a Long Term Disability Claim?

The procedures for claims submission procedures are explained in the summary plan description, the insurance policy, and other insurance plan documents. When looking for the specific claims submission procedure adopted by the employer, the claimant should consult these documents first.

fotex2022-03-07T14:42:35-08:00March 7, 2022|Long-Term Disability|Comments Off on What is the Process for Submitting a Long Term Disability Claim?

Dealing with the Denial of Your Long Term Care Insurance Claim

At Bonnici Law Group, we get lots of calls with questions on what to do after you get a denial letter from your long-term disability carrier. Truthfully, it's really procedural. The time frame to appeal is really short, which is generally 180 days.

fotex2022-02-21T13:31:25-08:00February 10, 2022|Long-Term Disability, Vlog|Comments Off on Dealing with the Denial of Your Long Term Care Insurance Claim
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