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Long-Term Disability

Why Your Long-Term Disability Benefits Can Be Denied

Long-term disability claims are denied for a host of reasons all the time. Whatever the reason is, denials can be very confusing and often hard to decipher. If you have a denial, it is important to get it reviewed right away because the appeal process can be as short as 180 days.

fotex2022-06-10T11:55:54-07:00June 10, 2022|Long-Term Disability, Vlog|Comments Off on Why Your Long-Term Disability Benefits Can Be Denied

What to Do When Your Insurance Company Denies Your Coverage

If you received an insurance denial for your long-term disability insurance, there is no reason to fret right away. You should hire an attorney, gather the necessary evidence from your Administrative Record, the file an appeal in the next 180 days.

fotex2022-06-10T11:46:23-07:00June 10, 2022|Long-Term Disability, Vlog|Comments Off on What to Do When Your Insurance Company Denies Your Coverage

What is the Next Step After a Second Disability Denial?

If an appeal is denied, making it the second denial, the next step would be to file a lawsuit in court under ERISA. Once you get to that stage, it is imperative to have an attorney to make sure that all of the legal proceedings and procedures leading up to and filing a long-term disability lawsuit are initiated correctly.

fotex2022-06-10T11:32:22-07:00June 10, 2022|Long-Term Disability, Vlog|Comments Off on What is the Next Step After a Second Disability Denial?

Long-term Disability Coverage – Do I Have Coverage?

One important aspect to always understand when you are applying for long-term disability benefits is you must be employed at the time of your application. This doesn't mean that you have to be actively working in the office, but you still have to be an employee.

fotex2022-06-10T11:59:07-07:00June 10, 2022|Long-Term Disability, Vlog|Comments Off on Long-term Disability Coverage – Do I Have Coverage?

Records to Help with Your Long-term Disability Application

One responsibility that insurance companies have during the application and denial process for benefits is to give you all the necessary information in the administrative record for your case so that you can look at everything they are looking at when making their decision.

fotex2022-06-10T10:46:16-07:00June 10, 2022|Long-Term Disability, Vlog|Comments Off on Records to Help with Your Long-term Disability Application
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