All insurance companies offering long-term disability benefits require you to fill out various forms and submit specific information to determine […]
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What is a Residual Disability Benefit?
Residual disability benefits may be available when your medical condition prevents you from doing one or more of the essential […]
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Top Causes of Short and Long-Term Disability Claims
According to the Council for Disability Awareness, the most common causes of short-term disability claims include pregnancy, musculoskeletal disorders, digestive […]
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Common Terms Used in Long-Term Disability Plans
Trying to read your long-term disability policy can be like trying to read a different language altogether. Some of the […]
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What is a Transferable Skills Analysis (TSA) Report?
When you apply for long-term disability benefits, your insurance company often will require you to participate in specific examinations and […]
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If I Have a Disability that Requires My Employer to Provide Me with Reasonable Accommodations in the Workplace, Shouldn’t I Also Qualify for LTD Benefits?
While both long-term disability insurance policies and the American with Disabilities Act (ADA) provide definitions of disability, these definitions often […]
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Do I Need an Attorney to File an Initial Long-Term Disability Claim?
While it may seem like you can handle filing an initial long-term disability claim on your own, it likely is […]
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How Does My Insurance Company Consider My “Education, Training, and Experience” in Evaluating My Long-Term Disability Claim?
In many long-term disability insurance policies, eligibility for benefits initially is based on your inability to perform the essential tasks […]
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Does My Long-Term Disability Policy Cover Non-Work Related Injuries?
Long-term disability insurance policies typically cover only injuries or illnesses are non-work related. The state worker’s compensation benefits system covers […]
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Why Is It So Important to Your Long-Term Disability Benefits to Follow Your Doctor’s Orders?
When you are seeking long-term disability benefits, your claim may be more effective if you get proper medical treatment and […]
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