Blogs
The Best Bike Helmets to Protect Your Head While Cycling
According to a recent article in Popular Mechanics, choosing the proper helmet can be as important as selecting the appropriate bike for your situation. As...
Typical Forms to Submit in an Initial LTD Benefits Claim
All insurance companies offering long-term disability benefits require you to fill out various forms and submit specific information to determine your eligibility benefits. While these...
What is a Residual Disability Benefit?
Residual disability benefits may be available when your medical condition prevents you from doing one or more of the essential duties of your job or...
LA Tests Wavy Bike Barrier to Protect Bicyclists from Vehicles
The Los Angeles Department of Transportation is testing the use of “The Wave,” a thermoplastic bike barrier used to separate bike lanes from motor vehicles...
Top Causes of Short and Long-Term Disability Claims
According to the Council for Disability Awareness, the most common causes of short-term disability claims include pregnancy, musculoskeletal disorders, digestive disorders, such as hernia and...
Metro’s Bike Share Program Debuts in San Fernando Valley
The Metropolitan Transportation Authority and the city of Los Angeles have opened 16 new Metro Bike Share locations that hold up to 150 bicycles in...
San Diego Planning Pedestrian and Bicyclist Safety Enforcement Operations
The San Diego Police Department has begun conducting bicycle and pedestrian safety enforcement operations periodically. The emphasis of these operations is to reduce the number...
Common Terms Used in Long-Term Disability Plans
Trying to read your long-term disability policy can be like trying to read a different language altogether. Some of the terms that these policies use...
What is a Transferable Skills Analysis (TSA) Report?
When you apply for long-term disability benefits, your insurance company often will require you to participate in specific examinations and assessments. The point of these...
If I Have a Disability that Requires My Employer to Provide Me with Reasonable Accommodations in the Workplace, Shouldn’t I Also Qualify for LTD Benefits?
While both long-term disability insurance policies and the American with Disabilities Act (ADA) provide definitions of disability, these definitions often are quite different. If an...
Support the Complete Streets Bill
SB-127, or the “Complete Streets” bill, would require Caltrans to include safety improvements for pedestrians and bicyclists when performing road maintenance in specifically-defined areas. The...
Do I Need an Attorney to File an Initial Long-Term Disability Claim?
While it may seem like you can handle filing an initial long-term disability claim on your own, it likely is in your best interests to...