Blogs
Common Bicycle Accidents that Occur at Intersections
Most collisions between bicycles and motor vehicles occur in urban areas, and a good number of them occur at intersections. Both bikes and motor vehicles...
What Role Does My Employer Play in My Long-Term Disability Benefits Claim?
Employers are not required to provide long-term disability coverage to their employees, but about half of large and mid-sized employers do offer it for their...
Medical Costs from Bicycle Accidents Continue to Rise
As bicycling continues to grow in popularity as a sport, a family-friend activity, and transportation, it is no surprise that the costs of medical care...
Social Security Disability Offsets on my LTD plan –What if the Dates of Disability are Different?
The Social Security Administration and your long-term disability insurance company typically use different definitions of disability to determine whether you are entitled to benefits. As...
If I Refuse to Undergo Doctor-Recommended Treatment, Will It Hurt My LTD Claim?
Proving that you are disabled and eligible for long-term disability benefits is not always as easy as you might assume. You typically must provide medical...
What Does Long-Term Disability Insurance Cover?
The coverage that a long-term disability insurance policy offers depends on the definition of disability that the policy contains. Generally, disability benefits become available when...
If My Claim for LTD Benefits is Approved, Will I Automatically Receive Benefits for the Maximum Benefit Term?
Long-term disability benefits, unlike auto insurance or life insurance benefits, typically are paid out in installments over time. The length of the period during which...
How Long Do I Have to File a Bicycle Accident Claim?
Every state has a different statute of limitations or a deadline for people to file personal injury claims against any potentially liable parties. This statute...
If I File a Claim for Long-Term Disability Benefits, Will the Insurance Company Contact My Friends and Family Members?
When you file a claim for long-term disability benefits, you may submit statements by close friends and relatives that explain the symptoms of your medical...
What Happens if I Am Injured in a Bicycle Accident Caused by a Rideshare Driver?
Due to the rising popularity of rideshare services such as Uber and Lyft, bicycle accidents involving these drivers also have increased. Uber and Lyft drivers...
How Much Does My Treating Physician’s Opinion Matter in an LTD Claim?
You might think that your physician’s opinion about your medical opinion and your ability to work would be a crucial factor in a decision on...
How to File a Police Report Following a Bicycle Accident
Filing a police report following a bicycle accident can be crucial to your ability to document evidence about how the crash occurred. Not only will...