Blogs
What Laws Specifically Address Bicycles Under the California Vehicle Code?
Generally, people riding bicycles must follow the same laws in the California Vehicle Code (CVC) as people driving motor vehicles. For example, bicyclists must stop...
What Happens to My LTD Benefits if I Lose My Job?
Most individuals obtain long-term disability (LTD) benefits coverage through their employers, although some have coverage through individual policies that they have purchased. Under many LTD...
Pedestrian v. Auto – who really wins?
It’s midnight on a Saturday. You’re driving home through party central (pick your setting: Hillcrest, North Park, Pacific Beach)
Can I File for Long-Term Disability Benefits Even if My Claim for Short-Term Disability Benefits is Denied?
Short-term disability benefits can be useful for employees who need to be off work due to a medical condition for a limited period. In the...
How Do You Determine Fault in a Bicycle Accident Case?
Negligence is the foundation for many personal injury claims, including bicycle accidents. When bicycles and motor vehicles are both involved in accidents, and bicyclists suffer...
Parkinson’s Disease and Long-Term Disability Claims
Parkinson’s Disease (PD) is a progressive neurological condition that results in an increasing loss of movement and coordination. Some of the more common symptoms of...
Do I Need Long-Term Disability Insurance Coverage?
Although most people don’t have long-term disability insurance coverage, this coverage is arguably one of the most essential types of insurance coverage that you can...
Distinguishing Between LTD Benefits, SSDI Benefits, and Workers’ Compensation Benefits
When you have a disabling injury or illness, and you no longer can work, there are three potential means of income that you may be...
Can I Appeal My Denial of LTD Benefits in State or Federal Court?
Most employer-provided long-term disability benefits are subject to ERISA, or the Employee Retirement Income Security Act of 1974. ERISA is a federal law that governs...
What Amount of LTD Benefits Will I Receive if My Claim is Approved?
Long-term disability or LTD benefits differ according to each policy. Generally, however, LTD benefits consist of a set percentage of your salary. That percentage usually...
Creating a Record During the Administrative LTD Benefits Appeal Process
Obtaining long-term disability benefits should be a straightforward process when your medical conditions keep you from working. Unfortunately, that is not always the case. Creating...
Bicycle Maintenance Tips That May Prevent Accidents
While no maintenance routine is foolproof when it comes to bicycles, there are some simple steps that you can take to decrease your risk of...