Blogs

New California Laws Now in Effect

California has enacted hundreds of new laws that went into effect as of the first of the year, many of which will affect thousands of...

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Common Reasons for Denials in Long-Term Disability Cases

Since the terms of various long-term disability plans can differ widely, there are many different reasons why an insurance company might deny benefits to applicants....

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CA Pedestrian and Bicyclist Enforcement and Education Project Launches

A grant from the National Highway Traffic Safety Administration (NHTSA) has funded the California Pedestrian and Bicyclist Enforcement and Education Project for one year beginning...

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Can I Still Get Long-Term Disability Benefits if I Can Work Part-Time?

Some long-term disability insurance plans provide for residual benefits. These benefits may be available if you have a disabling medical condition, but you are able...

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What is My “Date of Disability” and Why Is It So Important?

Your “date of disability” refers to the date on which your disability began and rendered you unable to work. This date is very important for...

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What Are Waiting Periods in Long-Term Disability Insurance Policies?

When you are injured or develop a disabling medical condition, you may look to your long-term disability insurance plan to replace your income. You might...

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Common Scenarios that Result in Bicycle Accidents

While both bicycle riders and drivers have a duty to act safely when traveling on roadways, there are situations that more commonly lead to bicycle...

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Why Does My Insurance Company Want Me to Undergo a Neuro-Psych Evaluation?

Many long-term disability insurance plans require you to undergo what they refer to as “independent” medical examinations when you apply for long-term disability benefits. The...

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Can I Get Attorney Fees Paid by My Insurance Company if I Win My Long-Term Disability Claim?

For long-term disability claims governed by the Employee Retirement Income Security Act of 1974 (ERISA), an award of attorney fees is a possibility if you...

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Children Injured in Bike Accidents Held to Lower Standard of Responsibility Than Adults

Many bike accidents that involve motor vehicles result in injuries to children. There are some significant differences in the responsibilities and duties of care regarding...

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My Insurance Company Terminated my Long-Term Disability Benefits. What Can I Do?

It is not unusual for an insurance company that is paying long-term disability benefits to terminate benefits after a certain time period, whether there has...

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What Type of Compensation Can I Receive if I Am Injured in a Bicycle Accident?

Over a seven-year period in California ranging from 2007 to 2013, the California Department of Public Health reported almost 1.7 million injuries stemming from bicycle...

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