Blogs
What Are Waiting Periods in Long-Term Disability Insurance Policies?
When you are injured or develop a disabling medical condition, you may look to your long-term disability insurance plan to replace your income. You might...
Common Scenarios that Result in Bicycle Accidents
While both bicycle riders and drivers have a duty to act safely when traveling on roadways, there are situations that more commonly lead to bicycle...
Why Does My Insurance Company Want Me to Undergo a Neuro-Psych Evaluation?
Many long-term disability insurance plans require you to undergo what they refer to as “independent” medical examinations when you apply for long-term disability benefits. The...
Can I Get Attorney Fees Paid by My Insurance Company if I Win My Long-Term Disability Claim?
For long-term disability claims governed by the Employee Retirement Income Security Act of 1974 (ERISA), an award of attorney fees is a possibility if you...
Children Injured in Bike Accidents Held to Lower Standard of Responsibility Than Adults
Many bike accidents that involve motor vehicles result in injuries to children. There are some significant differences in the responsibilities and duties of care regarding...
My Insurance Company Terminated my Long-Term Disability Benefits. What Can I Do?
It is not unusual for an insurance company that is paying long-term disability benefits to terminate benefits after a certain time period, whether there has...
What Type of Compensation Can I Receive if I Am Injured in a Bicycle Accident?
Over a seven-year period in California ranging from 2007 to 2013, the California Department of Public Health reported almost 1.7 million injuries stemming from bicycle...
How Offsets May Impact Your Long-Term Disability Benefits
Individuals who receive long-term disability benefits should be aware of offset provisions in their benefits plans that might drastically reduce the amount of disability benefits...
Appealing the Denial of Long-Term Disability Benefits: The Basics
When your employer-sponsored long-term-disability plan denies you benefits, you may be unaware of your rights under the Employee Retirement Security Income Act (ERISA), which is...
Tips for Staying Safe While Bicycling
While not every bicycle accident is preventable, there are some commonsense tips that bicyclists can follow in order to decease the chances of an accident...
How Have the New DOL Regulations Changed ERISA Disability Benefit Claims?
The U.S. Department of Labor (DOL) issued new regulations earlier this year for employee benefit plans offering short-term and long-term disability coverage that are governed...
Arbitrary and Capricious: Defining the Legal Standard for ERISA Long-Term Disability Claims
Arbitrary and capricious, also sometimes referred to as abuse of discretion, is the legal standard of review in many ERISA long-term disability claims. Under this...