LTD

If I Have a Disability that Requires My Employer to Provide Me with Reasonable Accommodations in the Workplace, Shouldn’t I Also Qualify for LTD Benefits?

While both long-term disability insurance policies and the American with Disabilities Act (ADA) provide definitions of disability, these definitions often are quite different. If an...

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What Must an Insurance Company’s LTD Denial Letter Contain?

While ERISA always has required denial notices for long-term disability benefits claims to contain certain elements, the Department of Labor (DOL) recently revised some of...

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