Blogs
Can I Go Ahead and File a Lawsuit to Get Long-Term Disability Benefits Instead of Appealing?
When you have a long-term disability benefits plan through your employer, it usually is subject to the terms of the Employee Retirement Income Security Act...
What Does ERISA Have to Do With My Long-Term Disability Claim?
ERISA, or the Employee Retirement Income Security Act, is a federal law that governs most employee-sponsored long-term disability benefits policies and claims. There are a...
What is the Difference Between a Restriction and a Limitation for the Purposes of Long-Term Disability Benefits?
Both restrictions and limitations generally refer to the impact of a medical condition or diagnosis on your ability to perform certain tasks or activities that...
Number of Americans Who Bike to Work Declines
After several years of increasing numbers of Americans biking to work on a regular basis, the percentage of workers commuting via bicycle has declined for...
What Are Some Key Provisions in LTD Benefit Plans?
In many cases, employees fail to take the time necessary to read the provisions of their long-term disability policies, or those related to other employee...
How to Document Your Disabling Conditions for the Purposes of Long-Term Disability Benefits
Medical records are the core of any long-term disability claim; leaving out any records produced by any medical provider can be highly damaging to your...
Key Evidence in Bicycle Accident Cases
When you are injured in a bicycle accident caused by the negligence of others, you may have a personal injury claim against those parties. For...
If My Doctor Writes a Letter Stating that I Am Disabled and Unable to Work, Will I Automatically Get My Disability Benefits?
A letter from your doctor won’t ever guarantee that you receive long-term disability benefits, but it can go a long way toward building a stronger...
How Long Does It Take to Get Long-Term Disability Benefits?
There is no standard length of time that it takes to complete a successful claim for long-term disability benefits. Factors such as the provisions of...
What Do I Do if I Am Injured in a Bike Accident by a Driver Who Has No Insurance?
If you are injured in a bike accident caused by a negligent driver, you expect that you will be able to look to that driver...
Commonly Required Types of Long-Term Disability Application Forms
Employer-sponsored long-term disability plans normally must follow ERISA, a federal law that provides certain standardized requirements and procedures for these plans. Although ERISA does not...
What is Residual Functional Capacity?
Residual functional capacity (RFC) is a term that the Social Security Administration (SSA) uses to help assess a person’s eligibility for Social Security Disability benefits....