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What is Residual Functional Capacity?
Residual functional capacity (RFC) is a term that the Social [...]
What is the Self-Reported Symptoms Limitation in ERISA-Governed LTD Claims?
Some long-term disability insurance policies contain provisions that limit coverage [...]
The Top Ten Causes of Disability
According to a recent article in Employee Benefit News, Unum [...]
Can I Just Appeal the Denial of My Long-Term Disability Claim Myself?
You always have the option of handling your long-term disability [...]
What Types of Medical Conditions Are Most Likely Lead to Long-Term Disability Claims?
While various medical conditions can lead to long-term disability, there [...]
What Are Preexisting Condition Exclusions in LTD Insurance Policies?
Most employer-sponsored group long-term disability policies will contain an exclusion [...]
What is a Vocational Assessment and How Does It Impact Long-Term Disability Benefits?
A vocational assessment consists of an evaluation of your education, [...]
One in Four Adults Will Become Disabled During Their Careers
According to a recent news article, the Social Security Administration [...]
How Using Social Media Could Undermine Your LTD Claim
To deny long-term disability insurance claims, insurance companies need evidence [...]