Residual functional capacity (RFC) is a term that the Social Security Administration (SSA) uses to help assess a person’s eligibility for Social Security Disability benefits. RFC measures how a person’s disabling impairments or limitations prevent him or her from meeting the physical and mental requirements of the workplace. RFC is based on all medical and other evidence that identifies any disabling conditions and how they impact a person’s normal activities.

RFC determines the nature and extent of a person’s limitations dur to his or her medical conditions, whether physical or mental. This makes it easier to compare the limitations to the requirements and demands of his or her most recent position. It also can help determine whether a person, in light of these limitations, can adapt to and perform a different type of work.

RFC ratings vary, but your capacity or ability to perform work basically falls within one of several categories: less than sedentary, sedentary, light, medium, and heavy exertion work. SSA disability examiners assess the information in medical records against the work requirements of the individual’s current job position to determine whether the individual can perform the work. They also assess whether the impairments would allow the claimant to perform a different type of work, also taking into account their work experiences and educational level.

RFC usually serves as crucial evidence in both SSA disability determinations and long-term disability benefits eligibility determinations. As a result, it is essential to have complete medical records and a full work history for SSA and insurance companies in order to fully evaluate RFC.

There also is an RFC form that you can have your treating physician(s) complete. The fact is that a doctor who treats you for your medical conditions on a regular basis will be far more aware of the limitations and impairments that your medical conditions cause than a doctor who has examined you only once or simply looked over your medical records and work history. Bonnici Law Group provides client-focused representation throughout the ERISA claims process. We are here to consider the evidence in support of your ERISA long-term disability claim, evaluate your claim, and develop the strongest and most effective strategy for fighting any denials of coverage that you may receive. Allow us to handle your legal needs while you focus on your physical and emotional health. Contact the ERISA long-term disability attorneys of Bonnici Law Group at 858-261-5454 or help@bonnicilawgroup.com.