What Types of Medical Conditions Are Most Likely Lead to Long-Term Disability Claims?

What Types of Medical Conditions Are Most Likely Lead to Long-Term Disability Claims?

While various medical conditions can lead to long-term disability, there are some medical conditions that are more common than others in causing disability. According to WebMD, arthritis and related musculoskeletal problems are one of the most common sources of long-term disability, causing up to one-third of all disability cases. The Centers for Disease Control reports that arthritis affects the ability to work in about one in three people. Aside from arthritis, other muscle and joint problems, such bad backs and hips, also lead to disability on a frequent basis.

Heart disease and stroke are other common causes of disability. Since stroke victims and those with heart disease potentially can live for years, the health costs of these medical conditions are high. Heart disease accounts for as much as 17% of all health costs in the U.S. today. The probability of disability from either of these conditions also is high, as their effects can be severely debilitating.

Cancer is another common medical condition that often leads to disability. While doctors may be able to effectively treat cancer, the side effects of treatment can make it extremely difficult to return to work. Some treatments also can have lasting effects that persist even after the cancer has been cured.

Mental health problems are one of the most common reasons that individuals file for Social Security disability and other long-term disability benefits. Although many consider disabilities to be purely physical, mental illness can be just as disabling as any physical medical condition.

Other medical conditions that may lead to long-term disability include diabetes and nervous system disorders, such as multiple sclerosis, Parkinson’s disease, ALS, and epilepsy. While some may assume that accidents most often lead to long-term disability, the fact is that injuries sustained in accidents only constitute about ten percent of all disability claims. When you are facing an issue that is as important as long-term disability benefits, the attorneys at Bonnici Law Group have the skills and knowledge to advise you of all potential options. We know how crucial this support can be to you when you unable to work and we are here to represent your interests throughout any dealings that you must have with your insurance company. For legal advice about your claim, please contact Bonnici Law Group at 619-259-5199 or help@bonnicilawgroup.com.

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