Blogs
Comparative Negligence in Bicycle Accident Cases
In some bicycle accident cases, the driver is not the only one who bears some fault for the accident. Bicyclists can be negligent in various...
Deadlines in Long-Term Disability Claims
All long-term disability plans have multiple deadlines. Those plans governed by ERISA, in particular, are subject to stringent deadlines for various aspects of claims and...
What Are the Differences Between “De Novo” and “Arbitrary and Capricious” Standard of Reviews?
Most long-term disability claims governed by ERISA contain a provision that gives the insurance company the final discretion whether to approve or deny a claim...
Why You Should Hire a Bicycle Accident Lawyer Right Away
When you are involved in a bicycle accident, the first thought that goes through your mind is typically not to call a lawyer. Instead, you...
The Inherent Conflict of Interest for Long-Term Disability Insurers
Most individuals are unaware of the inherent conflict of interest that long-term disability companies have when they both administer their policies and pay out claims....
The Health Benefits of Riding a Bike
Aside from being convenient, affordable, and environmentally friendly, bicycling also has various health benefits. For instance, bicycling, like many physical activities, has a significant impact...
Should I Take a Buyout of My Long-Term Disability Insurance Benefits?
When you qualify for long-term disability benefits due to your inability to work, you typically receive monthly benefits equivalent to a specific percentage of your...
Claimant, Physician, and Employer Statements in Long-Term Disability Claims
As you apply for long-term disability benefits, you will encounter various forms that you and others must fill out and return to your insurance company....
Sedentary Occupations and the Denial of Long-Term Disability Insurance Claims
Sedentary occupations, by their nature, typically require individuals to sit for most of their day at work, with only brief periods of standing or walking....
Why is My Insurer Requiring Me to Have an Independent Medical Examination?
Many long-term disability contracts require that you undergo an independent medical examination (IME) as a condition of qualifying for or continuing to receive benefits. The...
What’s the Difference Between Long-Term Care Insurance and Long-Term Disability Insurance?
Long-term disability insurance may be available as a group policy through your employer or a private individual plan that you purchase on your own. The...
Bicycle Vanity License Plate Supports California Cycling Programs
The Nutrition Education Obesity Prevention Branch of the California Department of Public Health (CDPH) has introduced a new vanity license plate displaying a bicycle theme....