Long-term disability claims are denied for a host of reasons all the time. Often, it’s because the definition of disability may change in a policy after two years, switching from not being able to do your occupation to any job or any occupation moving forward. Other times, a denial could happen because of a triggered clause, a pre-existing condition is found, or if you are termed out because of age. Whatever it is, denials can be very confusing and often hard to decipher. If you have a denial, it is important to get it reviewed right away because the appeal process can be as short as 180 days.

If you get a denial, reach out to Attorney Josh Bonnici for a free consultation to determine if the denial is wrongful. Then we can jump on it right away, start compiling evidence and start fighting for your benefits. Give us a call at (619) 259-5199 or click here for that FREE consultation!