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How Long Does a Long-term Disability Last?

How Long Does a Long-term Disability Last?

Depending on what your policy’s states, the duration of benefits you could recover through your policy varies. A lot of policies these days state that your benefits will expire when you reach your retirement age. Some policies actually explain what that is, or they give you some sort of formula and depend on the retirement age for social security disability. Also, if you’re an older claimant in their early 60s, they will sometimes outline what that is for you with a very specific date or formula. For instance, if you’re 62 years old, they may say you only have three years or 36 months of benefits left. Once you’re on benefits, generally insurance companies will check in two or three times a year to make sure you’re still disabled under the policy and do routine checks. They can deny you again there, or they can keep you on benefits until the benefits run out. If you have any questions on how long your benefits should go, or if you’re getting too many status follow ups from your insurance company, reach out to Bonnici Law Group! We’re happy to go through your policy or your denial letter. We’ll assist with any questions you may have to make sure you have all the information you need to make the best decision for you and your family. Give us a call at (619) 259-5199 or click here for a FREE consultation!

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What is Long-Term Disabilityhe
2204, 2022

Why was my LTD Denied When I’m Already Receiving Social Security Disability Benefits?

April 22, 2022|Categories: Long-Term Disability|

While a disability claim approved by the Social Security Administration (SSA) does not automatically mean your Long-Term Disability (LTD) claim will also be approved, it is very concerning when one’s LTD claim is denied in light of an SSDI approval.

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