At Bonnici Law Group, we get lots of calls with questions on what to do after you get a denial letter from your long-term disability carrier. Truthfully, it's really procedural. The time frame to appeal is really short, which is generally 180 days. So the couple of important things you want to do is:
- Get a copy of the denial letter in your hands that you know exactly what they’re saying and what your date is.
- You want to get a copy of your long-term disability policy form your insurance company
- Reach out to an attorney who specializes in long term disability denials, and discuss with them whether or not the facts of your case along with the policy, come up with an ability to appeal so that you can try to get your benefits back on track.