Certain terms and conditions are typically present in most policies, even though long-term disability insurance policies differ in many respects. The exact wording in these terms may be different from policy to policy, but the concepts that are described by these coverage terms are frequently litigated issues in claims litigation.
The procedures for claims submission procedures are explained in the summary plan description, the insurance policy, and other insurance plan documents. When looking for the specific claims submission procedure adopted by the employer, the claimant should consult these documents first.
At Bonnici Law Group, we get lots of calls with questions on what to do after you get a denial letter from your long-term disability carrier. Truthfully, it's really procedural. The time frame to appeal is really short, which is generally 180 days.
Depending on what your policy’s states, the duration of benefits you could recover through your policy varies. A lot of policies these days state that your benefits will expire when you reach your retirement age
A question we get all the time at Bonnici Law Group is: Can I get long term disability and social security disability at the same time? The answer is yes!
At Bonnici Law Group, a common question we get from clients is: what exactly does long term disability cover? Long term disability basically covers any illness or injury that keeps you out of work for an extended period of time.
Filing for long term disability insurance can be a complicated and confusing process. Most applicants don’t know how to correctly fill out the necessary paperwork and submit all of the needed medical documentation. This is the main reason why over 65% of disability claims are originally denied.
Working with long term disability (LTD) can be baffling, and adding tax considerations into the mix won’t make it any easier. Long term disability is necessary for people who are unable to work for an extended period of time due to a disability. However, are these financial benefits taxable?
ERISA establishes various deadlines for filing for long-term disability claims [...]
An accident that causes severe injuries may make you eligible [...]
By placing your interests first, we make sure your legal matters are taken care of in an efficient and aggressive matter so you can continue living your life with minimal interruption. Whether you need a bike lawyer, disability insurance attorney, or personal injury lawyer in San Diego, we can help!
© Copyright - 2025 | Bonnici Law Group, Inc | All Rights Reserved
By placing your interests first, we make sure your legal matters are taken care of in an efficient and aggressive matter so you can continue living your life with minimal interruption. Whether you need a bike lawyer, disability insurance attorney, or personal injury lawyer in San Diego, we can help!
© Copyright - 2025 | Bonnici Law Group, Inc | All Rights Reserved
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