As a cyclist, sharing the road with motor vehicles requires vigilance and a clear understanding of your rights. Unfortunately, accidents involving cyclists and hit-and-run drivers are not uncommon. If you’ve been the victim of such an incident, you might wonder if you can file a compensation claim. The good news is that you can pursue a claim and recover damages, even if the driver is unidentified.
Steps to Take After a Hit-and-Run Accident
The moments following a hit-and-run accident can be overwhelming, but your actions can significantly impact your ability to file a claim. Start by ensuring your safety and seeking medical attention for any injuries. Next, report the incident to the police, providing as much detail as possible about the vehicle and the circumstances. Gathering evidence is also crucial—photos of the scene, witness statements, and any surveillance footage can help build a strong case.
Understanding Uninsured Motorist Coverage
Uninsured motorist (UM) coverage is often a cyclist’s best resource in a hit-and-run case. This insurance provision is designed to cover injuries and damages caused by drivers who are uninsured or cannot be identified. If you carry UM coverage on your auto insurance policy, it may extend to you as a cyclist. Working with an attorney who understands the complexities of insurance claims can help you determine whether this coverage applies and maximize your compensation.
Challenges You May Face in Filing a Claim
Filing a claim after a hit-and-run accident is not always straightforward. Insurance companies may attempt to dispute the details of the incident or minimize the extent of your injuries. Additionally, proving negligence without the at-fault driver present can be challenging. This is where legal support becomes invaluable. An experienced attorney can guide you through the process, helping to present a compelling case and advocating for your rights.
As a cyclist, you deserve to feel safe and secure. If a hit-and-run accident has injured you, understanding your rights and taking swift action can make a significant difference. Filing a claim ensures you receive compensation for medical expenses, lost wages, and other damages. Consulting with a qualified legal professional will help you navigate this process and focus on your recovery.
How Bonnici Law Group Can Help Cyclists After Hit-and-Run Accidents
At Bonnici Law Group (BLG), we understand cyclists’ challenges after being injured in hit-and-run accidents. Our team is here to help you every step of the way. With extensive experience in cycling-related cases, we are dedicated to protecting your rights and pursuing the compensation you deserve. Call us at (619) 259-5199 or click here to schedule a consultation today.
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