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Tips for Staying Safe While Bicycling
While not every bicycle accident is preventable, there are some [...]
How Have the New DOL Regulations Changed ERISA Disability Benefit Claims?
The U.S. Department of Labor (DOL) issued new regulations earlier [...]
Arbitrary and Capricious: Defining the Legal Standard for ERISA Long-Term Disability Claims
Arbitrary and capricious, also sometimes referred to as abuse of [...]
Things to Avoid Telling Your Long-Term Disability Insurer
First, you should never underestimate or attempt to downplay your [...]
L.A. Faces Staggering Costs Stemming from Bicycle Lawsuits
A L.A. Times article from earlier this year details the [...]
When Can an Insurer Remove an ERISA Long-Term Disability Case from State Court to Federal Court?
Both state and federal courts can hear claims related to [...]
What is a Discretionary Authority Provision in an ERISA-Governed Disability Plan?
Discretionary authority is a common provision in an ERISA-governed disability [...]
What to Look for When Purchasing a Bicycle Helmet
All bicycle helmets sold in the U.S. must meet standards [...]
Do I Need to Read the Plan Document or the Summary Plan Description? What is the Difference?
When you receive coverage through a long-term disability benefits plan [...]