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How to Read an Auto Insurance Declaration Page
Most auto insurance policies are lengthy, complicated, and written in [...]
Is It Worth Paying for Long-Term Disability Insurance?
According to an NPR article, while about 65% of people [...]
If I Miss the Deadline for an Administrative Appeal of the Denial of Long-Term Disability Benefits, Is It Enough for Me to Be in Substantial Compliance with the Deadline?
Most employer-sponsored long-term disability plans are subject to the ERISA, [...]
What is Underinsured Motorist Coverage?
Underinsured or uninsured motorist coverage is a form of motor [...]
What is the Difference Between Appealing Denials of Private Disability Benefits and ERISA-Governed Benefits?
Individuals may purchase private disability benefits policies, or their employers [...]
What is a Neuromusculoskeletal Limitation in an LTD Policy?
Some group long-term disability policies contain neuromusculoskeletal restrictions, which limit [...]
Reviewing Your Long-Term Disability Coverage
Long-term disability benefits replace a portion of your income if [...]
What Remedies Are Available to Me if I Win My ERISA-Governed LTD Appeal in Court?
When you are denied long-term disability benefits under an ERISA-governed [...]
What Does a Denial of LTD Benefits Due to “No Objective Findings” Mean?
Many insurance companies in considering claims for long-term disability benefits [...]