long-term disability

Is an Attorney Really Needed for Long Term Disability Insurance?

When you are facing the challenges of a long-term disability, one of the first questions that comes to mind is whether you need an attorney...

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5 Ways an Attorney Maximizes Your Chances of Winning a Long-Term Disability Appeal

When you are facing the challenges of a long-term disability claim, it can be overwhelming to navigate the complexities of the process on your own.

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What Qualifies as a Long-Term Disability and How Can You Prove It?

Navigating the complexities of long-term disability can be daunting for many individuals.

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Navigating Long-Term Disability ERISA Denials: What to Expect with Bonnici Law Group

Long-term disability can be a crucial support system for individuals facing significant challenges due to health issues or injuries. However, not everyone may be aware...

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Navigating the Long-Term Disability Denial Appeal Process: A Guide

Long-term disability denial: stressful, complex; consider legal assistance before appealing.

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Signs You’re a Good Candidate for Long-Term Disability

Long-term disability can be a crucial support system for individuals facing significant challenges due to health issues or injuries. However, not everyone may be aware...

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Reviewing Your Long-Term Disability Coverage

Long-term disability benefits replace a portion of your income if a medical condition makes you unable to work for some period. Typically, these benefits replace...

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Top Causes of Short and Long-Term Disability Claims

According to the Council for Disability Awareness, the most common causes of short-term disability claims include pregnancy, musculoskeletal disorders, digestive disorders, such as hernia and...

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Does My Long-Term Disability Policy Cover Non-Work Related Injuries?

Long-term disability insurance policies typically cover only injuries or illnesses are non-work related. The state worker’s compensation benefits system covers all work-related illnesses and injuries...

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Only Four in Ten Americans Have Disability Insurance Coverage Through Employers

The Harris Poll on behalf of OneAmerica recently conducted a poll of American workers to determine if they had disability insurance coverage through their employers....

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What is the Difference Between the De Novo and Abuse of Discretion Standards of Review?

When you have exhausted your internal or administrative appeals for the denial of ERISA-governed long-term disability benefits through your insurance company, your next step for...

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Different Definitions of Disability in Long-Term Disability Insurance Policies

The term “disability,” as used in a long-term disability insurance policy, refers to the criteria that the insurance company uses to determine whether you are...

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