Long-Term Disability Disqualification
Another question we often get is what disqualifies a person from disability? Generally, disability benefits would be due if you are medically unable to do your job.
Long-Term Disability
Regarding long-term disability plans, the question often arises about how many times you can be denied. Realistically, a long-term disability carrier can deny you upon first application, and then an appeal will be necessary.
Reporting a Car Accident
Some clients often ask whether they have to actually report a car accident to their insurance. This happens when a driver thinks, "If it wasn't my fault, why should my insurance company get involved?"