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Should I Use the Insurance Company’s Appeal Form if I Want to Appeal a Denial of Long-Term Disability Benefits?
If your insurance company has denied your claim for long-term [...]
What is the Difference Between Group and Individual Long-Term Disability Policies?
Many individuals have access to long-term disability benefits through a [...]
Can I Go Ahead and File a Lawsuit to Get Long-Term Disability Benefits Instead of Appealing?
When you have a long-term disability benefits plan through your [...]
What Does ERISA Have to Do With My Long-Term Disability Claim?
ERISA, or the Employee Retirement Income Security Act, is a [...]
What is the Difference Between a Restriction and a Limitation for the Purposes of Long-Term Disability Benefits?
Both restrictions and limitations generally refer to the impact of [...]
What Are Some Key Provisions in LTD Benefit Plans?
In many cases, employees fail to take the time necessary [...]
How to Document Your Disabling Conditions for the Purposes of Long-Term Disability Benefits
Medical records are the core of any long-term disability claim; [...]
If My Doctor Writes a Letter Stating that I Am Disabled and Unable to Work, Will I Automatically Get My Disability Benefits?
A letter from your doctor won’t ever guarantee that you [...]
How Long Does It Take to Get Long-Term Disability Benefits?
There is no standard length of time that it takes [...]
Commonly Required Types of Long-Term Disability Application Forms
Employer-sponsored long-term disability plans normally must follow ERISA, a federal [...]