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Defining “Regular” or “Own Occupation” for the Purposes of ERISA Long-Term Disability Claims
Long-term disability insurance policies are designed to provide you with [...]
What Happens if a Plan Administrator Fails to Make a Decision on My Application for Benefits on Time?
The Employee Retirement Security Act of 1974 governs various aspects [...]
Different Options for Obtaining Long-Term Disability Benefits
Long-term disability insurance policies are meant to replace your income [...]
What is “Reasonable Continuity” for the Purposes of Defining Disability?
Many long-term disability insurance policies define disability as the inability [...]
Is Discovery Available in a Federal Court Suit on the Denial of Long-Term Disability Benefits?
ERISA governs most long-term disability insurance policies that you purchase [...]
What is the Difference Between Social Security Disability and Long-Term Disability Benefits?
Both Social Security Disability Insurance (SSDI) and long-term disability benefits [...]
What Are Common Long-Term Disability Policy Exclusions?
Long-term disability insurance provides individuals with benefits when they are [...]
Is It Worth Paying for Long-Term Disability Insurance?
According to an NPR article, while about 65% of people [...]
If I Miss the Deadline for an Administrative Appeal of the Denial of Long-Term Disability Benefits, Is It Enough for Me to Be in Substantial Compliance with the Deadline?
Most employer-sponsored long-term disability plans are subject to the ERISA, [...]
What is the Difference Between Appealing Denials of Private Disability Benefits and ERISA-Governed Benefits?
Individuals may purchase private disability benefits policies, or their employers [...]