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What Remedies Are Available to Me if I Win My ERISA-Governed LTD Appeal in Court?
When you are denied long-term disability benefits under an ERISA-governed [...]
What is a Transferable Skills Analysis (TSA) Report?
When you apply for long-term disability benefits, your insurance company [...]
If I Have a Disability that Requires My Employer to Provide Me with Reasonable Accommodations in the Workplace, Shouldn’t I Also Qualify for LTD Benefits?
While both long-term disability insurance policies and the American with [...]
How Does My Insurance Company Consider My “Education, Training, and Experience” in Evaluating My Long-Term Disability Claim?
In many long-term disability insurance policies, eligibility for benefits initially [...]
What Are “Substantial and Material” Duties of My Own Occupation?
Long-term disability plans typically measure whether your medical condition prevents [...]
Can I Get Punitive Damages if My Insurance Company Denies My Claim in Bad Faith?
Only select states, including the state of California, permit insureds [...]
How Do I Know if a Disability is Long-Term?
Long-term disability insurance policies differ in determining when a disability [...]
Different Definitions of Disability in Long-Term Disability Insurance Policies
The term “disability,” as used in a long-term disability insurance [...]
Changes in the Taxability of Attorney’s Fees
Recent changes in the tax code have increased the taxability [...]
What Must an Insurance Company’s LTD Denial Letter Contain?
While ERISA always has required denial notices for long-term disability [...]