Blogs
Amid COVID-19 Pandemic, U.S. Sees Shortage of Bicycles
According to a recent New York Times article, the COVID-19 pandemic has led to an unprecedented shortage of bicycles as people shy away from public...
Documenting Medical Conditions for Long-Term Disability Claims
Accurately and thoroughly documenting your medical conditions when you are applying for long-term disability claims is vital to the success of your claim. The most...
Not All Bike Lanes Are Safer for Cyclists
Studies have shown that protected bike facilities, including physical barriers separating bike lanes from motor vehicle lanes, can go a long way toward reducing traffic-related...
Study Shows Cities with High Bicycling Rates Are Safer for All Road Users
The authors of a study published last year in the Journal of Transport & Health conclude that based on the evidence that they gathered, cities...
Am I Eligible for Attorney’s Fees if I Win My LTD Appeal?
Claimants who receive a denial of benefits under an ERISA-governed LTD plan must exhaust their administrative remedies by appealing the denial with the insurance company...
What Does a Plan Administrator Do?
The plan administrator is typically the entity or company that establishes the long-term disability benefits plan for employees under ERISA. Plan provisions may vary according...
What is the “full and fair review” that an ERISA plan administrator must provide me in the case of a denial of LTD benefits?
The Employee Retirement Income Security Act (ERISA) governs the administration of most long-term disability insurance plans. Under ERISA, if plan administrators deny a participant’s claim...
What Laws Specifically Address Bicycles Under the California Vehicle Code?
Generally, people riding bicycles must follow the same laws in the California Vehicle Code (CVC) as people driving motor vehicles. For example, bicyclists must stop...
What Happens to My LTD Benefits if I Lose My Job?
Most individuals obtain long-term disability (LTD) benefits coverage through their employers, although some have coverage through individual policies that they have purchased. Under many LTD...
Pedestrian v. Auto – who really wins?
It’s midnight on a Saturday. You’re driving home through party central (pick your setting: Hillcrest, North Park, Pacific Beach)
Can I File for Long-Term Disability Benefits Even if My Claim for Short-Term Disability Benefits is Denied?
Short-term disability benefits can be useful for employees who need to be off work due to a medical condition for a limited period. In the...
How Do You Determine Fault in a Bicycle Accident Case?
Negligence is the foundation for many personal injury claims, including bicycle accidents. When bicycles and motor vehicles are both involved in accidents, and bicyclists suffer...