Blogs
Should I Take a Lump Sum Settlement Buyout for My LTD Benefits?
When you are involved in a dispute with your insurance company over your claim for long-term disability (LTD) benefits under ERISA, the insurance company may...
What Types of Damages Are Available in a Bicycle Accident Claim?
If you are injured in a bicycle accident due to the negligence of others, you may have a claim for damages against the parties responsible...
Can I Just File a Lawsuit if an Insurance Company Takes Too Long to Decide My LTD Claim?
An insurance company taking its time deciding your long-term disability claim can be frustrating, especially if you are unable to work and have no income,...
If I Am Denied LTD Benefits, and Later Found Eligible for SSD Benefits, Will I Automatically Get LTD Benefits, Too?
When individuals suffer an injury or illness that makes them unable to work, they likely to turn to two different sources for financial support: their...
DOL, Department of Treasury, and IRS Issues Temporary Rule Changes to ERISA
In response to the COVID-19 pandemic, the U.S. Department of Labor (DOL), Department of Treasury, and the Internal Revenue Service (IRS) issued a final ruling...
Respiratory Illnesses and Long-Term Disability Benefits
Although the term “respiratory illnesses” might make you think of the common cold, there are various respiratory illnesses that can cause permanent damage to your...
When Does ERISA NOT Apply to LTD Claims?
In most cases, if you have long-term disability benefits available to you through a group insurance plan sponsored by your employer, ERISA is the federal...
When Should I File for LTD Benefits?
Short-term disability policies, which individuals often rely on when they sustain an injury or develop an illness that makes them unable to work, can last...
Why Cycling Fatalities Are Rising
Since 2010, bicyclist fatalities have continued to increase, despite a correlating decrease in motor vehicle fatalities. Even as COVID-19 drastically reduced motor vehicle traffic in...
Remedies in an ERISA LTD Lawsuit
If you are denied long-term disability benefits, you have the right to at least one administrative appeal through your insurance company. Although it may seem...
Can I Get LTD Benefits for Depression or Anxiety?
Depression and anxiety are mental conditions that are often quite debilitating, yet the denial rate in getting long-term disability benefits for these conditions is usually...
California’s Bike-Friendly Rating by League of American Bicyclists Slips
Each year, the League of American Bicyclists rates each state based on information provided by state departments of transportation and advocacy organizations. California has long...