Blogs
DOL, Department of Treasury, and IRS Issues Temporary Rule Changes to ERISA
In response to the COVID-19 pandemic, the U.S. Department of Labor (DOL), Department of Treasury, and the Internal Revenue Service (IRS) issued a final ruling...
Respiratory Illnesses and Long-Term Disability Benefits
Although the term “respiratory illnesses” might make you think of the common cold, there are various respiratory illnesses that can cause permanent damage to your...
When Does ERISA NOT Apply to LTD Claims?
In most cases, if you have long-term disability benefits available to you through a group insurance plan sponsored by your employer, ERISA is the federal...
When Should I File for LTD Benefits?
Short-term disability policies, which individuals often rely on when they sustain an injury or develop an illness that makes them unable to work, can last...
Why Cycling Fatalities Are Rising
Since 2010, bicyclist fatalities have continued to increase, despite a correlating decrease in motor vehicle fatalities. Even as COVID-19 drastically reduced motor vehicle traffic in...
Remedies in an ERISA LTD Lawsuit
If you are denied long-term disability benefits, you have the right to at least one administrative appeal through your insurance company. Although it may seem...
Can I Get LTD Benefits for Depression or Anxiety?
Depression and anxiety are mental conditions that are often quite debilitating, yet the denial rate in getting long-term disability benefits for these conditions is usually...
California’s Bike-Friendly Rating by League of American Bicyclists Slips
Each year, the League of American Bicyclists rates each state based on information provided by state departments of transportation and advocacy organizations. California has long...
Basic Steps to Take When Applying for LTD Benefits
Many individuals have both short-term and long-term disability benefits available to them through their employers, and others have purchased policies privately that provide them with...
Go Safely California Program
The California Office of Traffic Safety (OTS) announced the launch of its “Go Safely California” program in December 2018. The purpose of this program of...
Governmental Immunity for Bicycle Injuries on Bike Paths
Although many bicycle accidents occur on roadways and involve motor vehicles, accidents also occur along bike paths and trails. In some cases, poorly maintained bike...
Defining Your Occupation for an LTD Disability Claim
Defining your occupation can be key to your ability to be awarded long-term disability benefits. Especially if your eligibility for benefits is based on the...