Blogs
How Could Working at Home During the COVID-19 Pandemic Impact My LTD Claim?
For some individuals, working at home during the COVID-19 pandemic is simply not an option. For others, however, particularly white-collar employees who work in an...
What Happens in a “Policy Limits” Personal Injury Claim?
As the costs of emergency medical treatment and vehicle repairs continue to rise, understanding how insurance policy limits works is increasingly important. Although the costs...
Claiming LTD Benefits for Coronavirus
The COVID-19 pandemic has dominated the news lately, causing many people to newly consider their own health and mortality. Although many individuals recover from the...
Can or Should I Get an LTD Policy During the Coronavirus Pandemic?
In these uncertain times, you may find it difficult to make decisions about your finances, including deciding whether specific expenses and purchases are justified. For...
Amid COVID-19 Pandemic, U.S. Sees Shortage of Bicycles
According to a recent New York Times article, the COVID-19 pandemic has led to an unprecedented shortage of bicycles as people shy away from public...
Documenting Medical Conditions for Long-Term Disability Claims
Accurately and thoroughly documenting your medical conditions when you are applying for long-term disability claims is vital to the success of your claim. The most...
Not All Bike Lanes Are Safer for Cyclists
Studies have shown that protected bike facilities, including physical barriers separating bike lanes from motor vehicle lanes, can go a long way toward reducing traffic-related...
Study Shows Cities with High Bicycling Rates Are Safer for All Road Users
The authors of a study published last year in the Journal of Transport & Health conclude that based on the evidence that they gathered, cities...
Am I Eligible for Attorney’s Fees if I Win My LTD Appeal?
Claimants who receive a denial of benefits under an ERISA-governed LTD plan must exhaust their administrative remedies by appealing the denial with the insurance company...
What Does a Plan Administrator Do?
The plan administrator is typically the entity or company that establishes the long-term disability benefits plan for employees under ERISA. Plan provisions may vary according...
What is the “full and fair review” that an ERISA plan administrator must provide me in the case of a denial of LTD benefits?
The Employee Retirement Income Security Act (ERISA) governs the administration of most long-term disability insurance plans. Under ERISA, if plan administrators deny a participant’s claim...
What Laws Specifically Address Bicycles Under the California Vehicle Code?
Generally, people riding bicycles must follow the same laws in the California Vehicle Code (CVC) as people driving motor vehicles. For example, bicyclists must stop...