Blogs
Can I Get LTD Benefits for Depression or Anxiety?
Depression and anxiety are mental conditions that are often quite debilitating, yet the denial rate in getting long-term disability benefits for these conditions is usually...
California’s Bike-Friendly Rating by League of American Bicyclists Slips
Each year, the League of American Bicyclists rates each state based on information provided by state departments of transportation and advocacy organizations. California has long...
Basic Steps to Take When Applying for LTD Benefits
Many individuals have both short-term and long-term disability benefits available to them through their employers, and others have purchased policies privately that provide them with...
Go Safely California Program
The California Office of Traffic Safety (OTS) announced the launch of its “Go Safely California” program in December 2018. The purpose of this program of...
Governmental Immunity for Bicycle Injuries on Bike Paths
Although many bicycle accidents occur on roadways and involve motor vehicles, accidents also occur along bike paths and trails. In some cases, poorly maintained bike...
Defining Your Occupation for an LTD Disability Claim
Defining your occupation can be key to your ability to be awarded long-term disability benefits. Especially if your eligibility for benefits is based on the...
Issues Related to LTD, Employment, and the Coronavirus
The COVID-19 pandemic has raised unprecedented questions about employment and long-term disability benefits. Although the CARES Act has put some safeguards into place for emergency...
How Could Working at Home During the COVID-19 Pandemic Impact My LTD Claim?
For some individuals, working at home during the COVID-19 pandemic is simply not an option. For others, however, particularly white-collar employees who work in an...
What Happens in a “Policy Limits” Personal Injury Claim?
As the costs of emergency medical treatment and vehicle repairs continue to rise, understanding how insurance policy limits works is increasingly important. Although the costs...
Claiming LTD Benefits for Coronavirus
The COVID-19 pandemic has dominated the news lately, causing many people to newly consider their own health and mortality. Although many individuals recover from the...
Can or Should I Get an LTD Policy During the Coronavirus Pandemic?
In these uncertain times, you may find it difficult to make decisions about your finances, including deciding whether specific expenses and purchases are justified. For...
Amid COVID-19 Pandemic, U.S. Sees Shortage of Bicycles
According to a recent New York Times article, the COVID-19 pandemic has led to an unprecedented shortage of bicycles as people shy away from public...