What is the Process for Submitting a Long Term Disability Claim?
The procedures for claims submission procedures are explained in the summary plan description, the insurance policy, and other insurance plan documents. When looking for the specific claims submission procedure adopted by the employer, the claimant should consult these documents first.
Dealing with the Denial of Your Long Term Care Insurance Claim
At Bonnici Law Group, we get lots of calls with questions on what to do after you get a denial letter from your long-term disability carrier. Truthfully, it's really procedural. The time frame to appeal is really short, which is generally 180 days.
How Long Does a Long-term Disability Last?
Depending on what your policy’s states, the duration of benefits you could recover through your policy varies. A lot of policies these days state that your benefits will expire when you reach your retirement age