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What are the Likely Long-Term Disability Insurance Coverage Issues you need to Understand?
Certain terms and conditions are typically present in most policies, even though long-term disability insurance policies differ in many respects. The exact wording in these terms may be different from policy to policy, but the concepts that are described by these coverage terms are frequently litigated issues in claims litigation.
What is the Process for Submitting a Long Term Disability Claim?
The procedures for claims submission procedures are explained in the summary plan description, the insurance policy, and other insurance plan documents. When looking for the specific claims submission procedure adopted by the employer, the claimant should consult these documents first.
Dealing with the Denial of Your Long Term Care Insurance Claim
At Bonnici Law Group, we get lots of calls with questions on what to do after you get a denial letter from your long-term disability carrier. Truthfully, it's really procedural. The time frame to appeal is really short, which is generally 180 days.