What Is an Elimination Period for Long-Term Disability Insurance?
Long-term disability insurance can be a complex subject. It is recommended to educate yourself and to make sure you fully understand what is included in order to get the most out of your coverage. When researching long-term disability topics, many terms come up over and over again. One of these phrases is the elimination period.
What are the Likely Long-Term Disability Insurance Coverage Issues you need to Understand?
Certain terms and conditions are typically present in most policies, even though long-term disability insurance policies differ in many respects. The exact wording in these terms may be different from policy to policy, but the concepts that are described by these coverage terms are frequently litigated issues in claims litigation.
What is the Process for Submitting a Long Term Disability Claim?
The procedures for claims submission procedures are explained in the summary plan description, the insurance policy, and other insurance plan documents. When looking for the specific claims submission procedure adopted by the employer, the claimant should consult these documents first.