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Documenting Mental Health Disabilities
While you can apply for long-term disability (LTD) benefits on [...]
Chronic Fatigue Syndrome and Long-Term Disability Claims
Chronic fatigue syndrome (CFS) causes individuals to suffer from severe [...]
What is the “Deemed Exhausted” Rule?
The U.S. Department of Labor (DOL) recently modified some of [...]
How Should I Handle an Independent Medical Exam?
When you apply for long-term disability benefits, most insurance policies [...]
What is a Return to Work Incentive?
A return to work incentive or work incentive benefit is [...]
What Are the Tax Ramifications of Receiving Long-Term Disability Benefits?
When you are pursuing a claim for long-term disability (LTD) [...]
How Do I Calculate What My Long-Term Disability Benefits Might Be?
Most long-term disability (LTD) benefits do not fully replace the [...]
What is the Difference Between “Own Occupation” and “Any Occupation” Coverage?
When you apply for long-term disability (LTD) benefits through your [...]
Why Is It So Important to Know if My LTD Policy is an Individual or Group Policy?
Some people have access to long-term disability (LTD) insurance policies [...]
What is the Difference Between Short-Term and Long-Term Disability Benefits?
Many employers offer short-term disability benefits, long-term disability benefits, or [...]