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What is the Difference Between Appealing Denials of Private Disability Benefits and ERISA-Governed Benefits?
Individuals may purchase private disability benefits policies, or their employers [...]
What is a Neuromusculoskeletal Limitation in an LTD Policy?
Some group long-term disability policies contain neuromusculoskeletal restrictions, which limit [...]
Reviewing Your Long-Term Disability Coverage
Long-term disability benefits replace a portion of your income if [...]
What Remedies Are Available to Me if I Win My ERISA-Governed LTD Appeal in Court?
When you are denied long-term disability benefits under an ERISA-governed [...]
What Does a Denial of LTD Benefits Due to “No Objective Findings” Mean?
Many insurance companies in considering claims for long-term disability benefits [...]
How Does an Insurance Company Evaluate a Long-Term Disability Claim?
An insurance company considers various sources of information about your [...]
Typical Forms to Submit in an Initial LTD Benefits Claim
All insurance companies offering long-term disability benefits require you to [...]
What is a Residual Disability Benefit?
Residual disability benefits may be available when your medical condition [...]
Top Causes of Short and Long-Term Disability Claims
According to the Council for Disability Awareness, the most common [...]
Common Terms Used in Long-Term Disability Plans
Trying to read your long-term disability policy can be like [...]