long-term disability

Changes in the Taxability of Attorney’s Fees

Recent changes in the tax code have increased the taxability of some lawsuit settlements. As a result, recipients could end up paying taxes on the...

What Must an Insurance Company’s LTD Denial Letter Contain?

While ERISA always has required denial notices for long-term disability benefits claims to contain certain elements, the Department of Labor (DOL) recently revised some of...

Documenting Mental Health Disabilities

While you can apply for long-term disability (LTD) benefits on the basis of either physical or mental conditions that impair your ability to work, you...