In many cases, employees fail to take the time necessary to read the provisions of their long-term disability policies, or […]
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How to Document Your Disabling Conditions for the Purposes of Long-Term Disability Benefits
Medical records are the core of any long-term disability claim; leaving out any records produced by any medical provider can […]
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Key Evidence in Bicycle Accident Cases
When you are injured in a bicycle accident caused by the negligence of others, you may have a personal injury […]
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If My Doctor Writes a Letter Stating that I Am Disabled and Unable to Work, Will I Automatically Get My Disability Benefits?
A letter from your doctor won’t ever guarantee that you receive long-term disability benefits, but it can go a long […]
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How Long Does It Take to Get Long-Term Disability Benefits?
There is no standard length of time that it takes to complete a successful claim for long-term disability benefits. Factors […]
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What Do I Do if I Am Injured in a Bike Accident by a Driver Who Has No Insurance?
If you are injured in a bike accident caused by a negligent driver, you expect that you will be able […]
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Commonly Required Types of Long-Term Disability Application Forms
Employer-sponsored long-term disability plans normally must follow ERISA, a federal law that provides certain standardized requirements and procedures for these […]
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What is Residual Functional Capacity?
Residual functional capacity (RFC) is a term that the Social Security Administration (SSA) uses to help assess a person’s eligibility […]
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What is the Self-Reported Symptoms Limitation in ERISA-Governed LTD Claims?
Some long-term disability insurance policies contain provisions that limit coverage if the claimants do not meet certain criteria. One example […]
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Avoiding Bicycle-Motor Vehicle Collisions
When you are riding a bicycle, motor vehicle accidents are no joke. Bicyclists have few protections against much larger, heavier, […]
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