When a 24-year-old San Francisco woman had a bicycle accident last year that resulted in a broken arm, a helpful […]
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What Types of Medical Conditions Are Most Likely Lead to Long-Term Disability Claims?
While various medical conditions can lead to long-term disability, there are some medical conditions that are more common than others […]
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What Are Preexisting Condition Exclusions in LTD Insurance Policies?
Most employer-sponsored group long-term disability policies will contain an exclusion for any preexisting medical conditions. This means that if employees […]
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What Should I Do Following a Bicycle Accident?
Getting into a bicycle accident can be a frightening and painful experience. You may be unsure what to do first […]
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What is a Vocational Assessment and How Does It Impact Long-Term Disability Benefits?
A vocational assessment consists of an evaluation of your education, background, and skills, the requirements and demands of your occupation […]
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Are Forum Selection Clauses in ERISA Plan Documents Enforceable?
A forum selection clause is a provision in a contract or employee benefit plan that requires any litigation about the […]
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2019 Changes in Bicycling and Traffic Laws
Along with the hundreds of other new laws that the California legislature enacted for 2019 are some laws that may […]
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How Long Do I Have to File a Personal Injury Claim Based on a Bicycle Accident?
All personal injury claims, including those arising from bicycle accidents, are subject to a statute of limitations, which differs from […]
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One in Four Adults Will Become Disabled During Their Careers
According to a recent news article, the Social Security Administration estimates that one in four workers will become disabled at […]
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How Using Social Media Could Undermine Your LTD Claim
To deny long-term disability insurance claims, insurance companies need evidence to support their denials. One common source of this evidence […]
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