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Pre-Existing Conditions and LTD Insurance Policies
Many LTD insurance policies contain a pre-existing conditions clause. While [...]
Do Vocational Experts Make a Difference in LTD Claims?
When you are filing a claim for long-term disability benefits, [...]
What is a Neuropsychological Evaluation?
Licensed clinical psychologists often conduct neuropsychological evaluations to determine if [...]
Critical Differences Between Short-Term and Long-Term Disability
Individuals can benefit from having both short-term and long-term disability [...]
What is the Difference Between Objective and Subjective Medical Evidence?
Insurance companies often request “objective evidence” to support claims that [...]
What Role Does My Employer Play in My Long-Term Disability Benefits Claim?
Employers are not required to provide long-term disability coverage to [...]
Social Security Disability Offsets on my LTD plan –What if the Dates of Disability are Different?
The Social Security Administration and your long-term disability insurance company [...]
If I Refuse to Undergo Doctor-Recommended Treatment, Will It Hurt My LTD Claim?
Proving that you are disabled and eligible for long-term disability [...]
What Does Long-Term Disability Insurance Cover?
The coverage that a long-term disability insurance policy offers depends [...]
If My Claim for LTD Benefits is Approved, Will I Automatically Receive Benefits for the Maximum Benefit Term?
Long-term disability benefits, unlike auto insurance or life insurance benefits, [...]