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The Inherent Conflict of Interest for Long-Term Disability Insurers
Most individuals are unaware of the inherent conflict of interest [...]
Claimant, Physician, and Employer Statements in Long-Term Disability Claims
As you apply for long-term disability benefits, you will encounter [...]
Sedentary Occupations and the Denial of Long-Term Disability Insurance Claims
Sedentary occupations, by their nature, typically require individuals to sit [...]
Why is My Insurer Requiring Me to Have an Independent Medical Examination?
Many long-term disability contracts require that you undergo an independent [...]
What’s the Difference Between Long-Term Care Insurance and Long-Term Disability Insurance?
Long-term disability insurance may be available as a group policy [...]
What are Material and Substantial Duties in a Long-Term Disability Insurance Claim?
When evaluating the eligibility of individuals for long-term disability benefits, [...]
ERISA Rights of Applicants Who Have Been Denied Long-Term Disability Benefits
When workers apply for long-term disability benefits under their employer-sponsored [...]
Does ERISA Still Apply if I Leave My Employer but Maintain the Long-Term Disability Policy?
Many long-term disability insurance policies and most of those covered [...]
Are There Time Limits on My Ability to Apply for Long-Term Disability Benefits?
All long-term disability insurance policies contain strict time limits on [...]
How Keeping Medical Logs Can Help Prove Your Long-Term Disability Claims
One of the most effective ways to proactively plan for [...]