Residual or partial disability refers to any medical condition that negatively impacts your ability to work, but it does not […]
Comparative Negligence in Bicycle Accident Cases
In some bicycle accident cases, the driver is not the only one who bears some fault for the accident. Bicyclists […]
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Deadlines in Long-Term Disability Claims
All long-term disability plans have multiple deadlines. Those plans governed by ERISA, in particular, are subject to stringent deadlines for […]
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What Are the Differences Between “De Novo” and “Arbitrary and Capricious” Standard of Reviews?
Most long-term disability claims governed by ERISA contain a provision that gives the insurance company the final discretion whether to […]
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Why You Should Hire a Bicycle Accident Lawyer Right Away
When you are involved in a bicycle accident, the first thought that goes through your mind is typically not to […]
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The Inherent Conflict of Interest for Long-Term Disability Insurers
Most individuals are unaware of the inherent conflict of interest that long-term disability companies have when they both administer their […]
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The Health Benefits of Riding a Bike
Aside from being convenient, affordable, and environmentally friendly, bicycling also has various health benefits. For instance, bicycling, like many physical […]
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Should I Take a Buyout of My Long-Term Disability Insurance Benefits?
When you qualify for long-term disability benefits due to your inability to work, you typically receive monthly benefits equivalent to […]
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Claimant, Physician, and Employer Statements in Long-Term Disability Claims
As you apply for long-term disability benefits, you will encounter various forms that you and others must fill out and […]
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Sedentary Occupations and the Denial of Long-Term Disability Insurance Claims
Sedentary occupations, by their nature, typically require individuals to sit for most of their day at work, with only brief […]
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