ERISA, or the Employee Retirement Income Security Act, is a federal law that governs most employee-sponsored long-term disability benefits policies […]
What is the Difference Between a Restriction and a Limitation for the Purposes of Long-Term Disability Benefits?
Both restrictions and limitations generally refer to the impact of a medical condition or diagnosis on your ability to perform […]
Read More
Number of Americans Who Bike to Work Declines
After several years of increasing numbers of Americans biking to work on a regular basis, the percentage of workers commuting […]
Read More
What Are Some Key Provisions in LTD Benefit Plans?
In many cases, employees fail to take the time necessary to read the provisions of their long-term disability policies, or […]
Read More
How to Document Your Disabling Conditions for the Purposes of Long-Term Disability Benefits
Medical records are the core of any long-term disability claim; leaving out any records produced by any medical provider can […]
Read More
Key Evidence in Bicycle Accident Cases
When you are injured in a bicycle accident caused by the negligence of others, you may have a personal injury […]
Read More
If My Doctor Writes a Letter Stating that I Am Disabled and Unable to Work, Will I Automatically Get My Disability Benefits?
A letter from your doctor won’t ever guarantee that you receive long-term disability benefits, but it can go a long […]
Read More
How Long Does It Take to Get Long-Term Disability Benefits?
There is no standard length of time that it takes to complete a successful claim for long-term disability benefits. Factors […]
Read More
What Do I Do if I Am Injured in a Bike Accident by a Driver Who Has No Insurance?
If you are injured in a bike accident caused by a negligent driver, you expect that you will be able […]
Read More
Commonly Required Types of Long-Term Disability Application Forms
Employer-sponsored long-term disability plans normally must follow ERISA, a federal law that provides certain standardized requirements and procedures for these […]
Read More