As bicycling continues to grow in popularity as a sport, a family-friend activity, and transportation, it is no surprise that […]
Social Security Disability Offsets on my LTD plan –What if the Dates of Disability are Different?
The Social Security Administration and your long-term disability insurance company typically use different definitions of disability to determine whether you […]
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If I Refuse to Undergo Doctor-Recommended Treatment, Will It Hurt My LTD Claim?
Proving that you are disabled and eligible for long-term disability benefits is not always as easy as you might assume. […]
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What Does Long-Term Disability Insurance Cover?
The coverage that a long-term disability insurance policy offers depends on the definition of disability that the policy contains. Generally, […]
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If My Claim for LTD Benefits is Approved, Will I Automatically Receive Benefits for the Maximum Benefit Term?
Long-term disability benefits, unlike auto insurance or life insurance benefits, typically are paid out in installments over time. The length […]
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How Long Do I Have to File a Bicycle Accident Claim?
Every state has a different statute of limitations or a deadline for people to file personal injury claims against any […]
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Long-Term Disability and Common Mental Disorders
When you consider medical conditions that might cause you to file a claim for long-term disability benefits, you initially might […]
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If I File a Claim for Long-Term Disability Benefits, Will the Insurance Company Contact My Friends and Family Members?
When you file a claim for long-term disability benefits, you may submit statements by close friends and relatives that explain […]
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What Happens if I Am Injured in a Bicycle Accident Caused by a Rideshare Driver?
Due to the rising popularity of rideshare services such as Uber and Lyft, bicycle accidents involving these drivers also have […]
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How Much Does My Treating Physician’s Opinion Matter in an LTD Claim?
You might think that your physician’s opinion about your medical opinion and your ability to work would be a crucial […]
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