As you apply for long-term disability benefits, you will encounter various forms that you and others must fill out and […]
Sedentary Occupations and the Denial of Long-Term Disability Insurance Claims
Sedentary occupations, by their nature, typically require individuals to sit for most of their day at work, with only brief […]
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Long-Term Disability and Mental Illness
Mental illnesses, including depression, anxiety, and bipolar disorder, have become increasingly common among Americans. While you might think of physical […]
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Bicycle Hit and Run Accidents in California
Navigating a bicycle through the busy streets of San Diego is rarely an easy task. Even with bike paths and […]
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Why is My Insurer Requiring Me to Have an Independent Medical Examination?
Many long-term disability contracts require that you undergo an independent medical examination (IME) as a condition of qualifying for or […]
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What’s the Difference Between Long-Term Care Insurance and Long-Term Disability Insurance?
Long-term disability insurance may be available as a group policy through your employer or a private individual plan that you […]
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Bicycle Vanity License Plate Supports California Cycling Programs
The Nutrition Education Obesity Prevention Branch of the California Department of Public Health (CDPH) has introduced a new vanity license […]
Read MoreWhat are Material and Substantial Duties in a Long-Term Disability Insurance Claim?
When evaluating the eligibility of individuals for long-term disability benefits, insurance companies often must determine whether those individuals can carry […]
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Is Riding in a Group of Bicyclists Safer than Riding Alone?
Individuals may differ on the safety of riding a bicyclist in a group as opposed to riding alone. However, some […]
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ERISA Rights of Applicants Who Have Been Denied Long-Term Disability Benefits
When workers apply for long-term disability benefits under their employer-sponsored LTD plans, the Employee Retirement Income Security Act or ERISA […]
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