ERISA
What is the Exhaustion of Administrative Remedies for the Purposes of ERISA?
Most long-term disability plans governed by the Employee Retirement Income Security Act of 1974 (ERISA) provide that claimants must exhaust their administrative remedies prior to...
Will I Automatically Get My Long-Term Disability Benefits if I Was Awarded Social Security Disability Benefits?
Many ERISA-governed long-term disability benefits plans require that individuals who file a claim for disability benefits also seek benefits through any other available source, including...
What Are Independent Medical Examinations (IMEs)?
When individuals apply for long-term disability benefits from their employer-sponsored and ERISA-governed disability plans, insurers must make a determination as to whether they meet the...
Disability Definition in Long-Term Disability Insurance Policies
One provision in long-term disability insurance policies that often takes individuals by surprise is the fact that the policy’s definition of disability for the purposes...
How Do I Know if ERISA Applies to My Long-Term Disability Plan?
Most private companies that offer long-term disability benefits to their employees have plans governed by the Employee Retirement Income Security Act of 1974 (ERISA). If...
What is the Timeline for a Claim Under an ERISA Long-Term Disability Plan?
The Employee Retirement Income Security Act of 1974 (ERISA) governs most long-term disability benefits offered by employers. While not every claims process for disability benefits...
Do I Need to Submit a Personal Statement Along with My Long-Term Disability Claim?
While filing a personal statement along with a long-term disability claim is not an absolute requirement, it may be extremely helpful to your claim, particularly...
ERISA Appeal Deadlines: What You Need to Know
Most employer-sponsored long-term disability plans are governed by the Employee Retirement Income Security Act (ERISA). If you file a claim for long-term disability benefits under...
Why Should You Have an Attorney in Your Long-Term Disability Case
When you become disabled for any reason, you expect to be able to take advantage of the resources that are available to you, including your...