Blogs
What Kind of Medical Conditions Might Qualify Me for Long-Term Disability Benefits?
An accident that causes severe injuries may make you eligible to draw long-term disability benefits in some cases. However, various medical conditions also may qualify...
SF Municipal Transportation Agency Votes to Expand Slow Streets
The SF Municipal Transportation Agency (SFMTA) Board recently voted to expand the “Slow Streets” program in San Francisco. More specifically, SFMTA plans to add 14...
Are There Any Remedies for Denial of LTD Claims Under State Law?
Whether you can rely on state law remedies when you receive a denial of your long-term disability or LTD claims depends on whether the Employee...
Should You Wear a Mask While Bicycling in California?
The COVID-19 pandemic has dramatically changed opportunities for exercise and recreation. Many gyms and fitness facilities are being closed or restricted by state and local...
Do I Have a Valid Legal Claim for My Injuries if I Was Partially at Fault for My Bicycle Accident?
According to California law, you still may be able to pursue a legal claim for compensation if you are partially at fault for your bicycle...
What is the Function of the Plan Administrator for My LTD Policy?
The plan administrator makes decisions on whether to approve or deny your claim for LTD benefits. Some insurance companies have their own claims departments that...
What is ERISA Preemption?
The Employee Retirement Income Security Act (ERISA) is a federal law that governs employee rights under employer-provided pension and insurance plans. As a result, ERISA...
What Are Some Common Reasons for Adverse Disability Determinations?
Insurance companies typically take every opportunity to deny your claim for long-term disability benefits, but some reasons for a denial occur more frequently than others....
When Will I Start Getting LTD Benefits?
Various factors affect how quickly you will begin getting LTD benefits if you are disabled and unable to work. First, most insurance policies have elimination...
Why Do I Need an Independent Medical Exam?
In many cases, an insurance company that provides long-term disability or LTD benefits will require that you undergo an independent medical examination (IME) before approving...
What Happens When a Federal Court Remands a Long-Term Disability Claim Denial Case?
If you apply for long-term disability benefits and you receive a denial, you must appeal that denial by going through the insurance company’s administrative review...
How Do I Know if I Am Disabled for the Purposes of Getting LTD Benefits?
Every LTD insurance policy is different, so the definition of disability for the purposes of receiving LTD benefits also varies. For example, some policies will...