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What is ERISA Preemption?
The Employee Retirement Income Security Act (ERISA) is a federal [...]
What Are Some Common Reasons for Adverse Disability Determinations?
Insurance companies typically take every opportunity to deny your claim [...]
Long-Term Disability Policies May Serve as Crucial Financial Safety Net
As the COVID-19 pandemic has illustrated, many Americans are wholly [...]
When Will I Start Getting LTD Benefits?
Various factors affect how quickly you will begin getting LTD [...]
Why Do I Need an Independent Medical Exam?
In many cases, an insurance company that provides long-term disability [...]
What Happens When a Federal Court Remands a Long-Term Disability Claim Denial Case?
If you apply for long-term disability benefits and you receive [...]
How Do I Know if I Am Disabled for the Purposes of Getting LTD Benefits?
Every LTD insurance policy is different, so the definition of [...]
Can I Get Long-Term Disability and Unemployment Benefits at the Same Time?
Although individuals may apply for long-term disability benefits and unemployment [...]
Should I Take a Lump Sum Settlement Buyout for My LTD Benefits?
When you are involved in a dispute with your insurance [...]
Can I Just File a Lawsuit if an Insurance Company Takes Too Long to Decide My LTD Claim?
An insurance company taking its time deciding your long-term disability [...]