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How Much Does My Treating Physician’s Opinion Matter in an LTD Claim?
You might think that your physician’s opinion about your medical [...]
Can I Get a Jury Trial When I Appeal the Denial of Long-Term Disability Insurance Benefits?
You always should determine whether your long-term disability plan is [...]
What NOT to Tell Your Long-Term Disability Insurance Adjuster
The job of long-term disability insurance adjusters is to evaluate [...]
Improving Your Chances for ERISA Disability Claim Approval
Although ERISA-governed long-term disability benefits are a great benefit to [...]
What Are Residual Disability Clauses?
Residual or partial disability refers to any medical condition that [...]
Deadlines in Long-Term Disability Claims
All long-term disability plans have multiple deadlines. Those plans governed [...]
What Are the Differences Between “De Novo” and “Arbitrary and Capricious” Standard of Reviews?
Most long-term disability claims governed by ERISA contain a provision [...]
The Inherent Conflict of Interest for Long-Term Disability Insurers
Most individuals are unaware of the inherent conflict of interest [...]
Should I Take a Buyout of My Long-Term Disability Insurance Benefits?
When you qualify for long-term disability benefits due to your [...]
Claimant, Physician, and Employer Statements in Long-Term Disability Claims
As you apply for long-term disability benefits, you will encounter [...]