Blogs
What is the Exhaustion of Administrative Remedies for the Purposes of ERISA?
Most long-term disability plans governed by the Employee Retirement Income Security Act of 1974 (ERISA) provide that claimants must exhaust their administrative remedies prior to...
Will I Automatically Get My Long-Term Disability Benefits if I Was Awarded Social Security Disability Benefits?
Many ERISA-governed long-term disability benefits plans require that individuals who file a claim for disability benefits also seek benefits through any other available source, including...
What Are Independent Medical Examinations (IMEs)?
When individuals apply for long-term disability benefits from their employer-sponsored and ERISA-governed disability plans, insurers must make a determination as to whether they meet the...
What is the Bicyclist’s Duty of Care While on the Roadway?
A person riding a bicycle on California roadways has the same responsibility to exercise due care for the safety of others as the drivers of...
Disability Definition in Long-Term Disability Insurance Policies
One provision in long-term disability insurance policies that often takes individuals by surprise is the fact that the policy’s definition of disability for the purposes...
How Do I Know if ERISA Applies to My Long-Term Disability Plan?
Most private companies that offer long-term disability benefits to their employees have plans governed by the Employee Retirement Income Security Act of 1974 (ERISA). If...
What Are the California Laws that Govern Where I Can Ride My Bicycle?
With the amount of vehicular traffic rising and the number of parking spots quickly disappearing in San Diego, more and more people are cleaning off...
What is the Timeline for a Claim Under an ERISA Long-Term Disability Plan?
The Employee Retirement Income Security Act of 1974 (ERISA) governs most long-term disability benefits offered by employers. While not every claims process for disability benefits...
Child Safety: Biking to School
August means back to school, and thinking about new outfits, sharpened pencils, and getting your kids to school safely. If your child may be commuting...
Access to Cyclist Route at Camp Pendleton Set to Change in the Fall
Changes are being made for cyclist who ride at the Marine Corps Base, Camp Pendleton. On October 1, 2018, all cyclist are required to register...
What to do if you Witness a Car Accident
Do you know what steps to take if you’re witness to a car accident? The severity of the situation will ultimately trigger your response. If...
Electric Scooters – what you need to know
If you are cruising the streets of San Diego these days, you are bound to see a new addition to the slew of “rideshare” options...