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What is the Self-Reported Symptoms Limitation in ERISA-Governed LTD Claims?
Some long-term disability insurance policies contain provisions that limit coverage [...]
Avoiding Bicycle-Motor Vehicle Collisions
When you are riding a bicycle, motor vehicle accidents are [...]
The Top Ten Causes of Disability
According to a recent article in Employee Benefit News, Unum [...]
Can I Just Appeal the Denial of My Long-Term Disability Claim Myself?
You always have the option of handling your long-term disability [...]
Bicycle Accident Victim Discovers that Sole SF Trauma Center Does Not Accept Private Insurance
When a 24-year-old San Francisco woman had a bicycle accident [...]
What Types of Medical Conditions Are Most Likely Lead to Long-Term Disability Claims?
While various medical conditions can lead to long-term disability, there [...]
What Are Preexisting Condition Exclusions in LTD Insurance Policies?
Most employer-sponsored group long-term disability policies will contain an exclusion [...]
What Should I Do Following a Bicycle Accident?
Getting into a bicycle accident can be a frightening and [...]
What is a Vocational Assessment and How Does It Impact Long-Term Disability Benefits?
A vocational assessment consists of an evaluation of your education, [...]