Blogs
Can I Get Long-Term Disability Benefits if I Receive Severance Pay From My Employer?
An employer is not required to provide severance benefits under the Fair Labor Standards Act, but many employers do offer severance packages to their employees...
Bicycle Equipment Safety and You
Bicycle accidents continue to be a source of serious and even fatal injuries across the state of California and in other states across the nation....
Surveillance Techniques Increasingly Used by Disability Insurers
A recent Bloomberg BNA article detailed how disability insurers are increasingly turning to social media and other surveillance methods to gather evidence showing that disability...
Should I Hire a Long-Term Disability Lawyer Now . . . or Later?
When you need to make a claim for long-term disability benefits through your employer-sponsored long-term disability plan, you may assume that you will be able...
How Does the California Vehicle Code Apply to Bicycle Riders?
The California Vehicle Code doesn’t only include laws for drivers; it includes laws for bike riders, as well. In fact, Cal. Veh. Code § 21200...
How Do Insurers Calculate Long-Term Disability Payments?
While long-term disability insurance policies may vary somewhat in their terms, long-term disability benefits available through an employer usually replace about 60% of your pre-disability...
What is a Functional Capacity Evaluation (FCE)?
A functional capacity evaluation (FCE) is a set of tests that measure an individual’s physical ability to function in different areas. Disability claims administrators often...
What are Plan Administrators and What Do They Do?
Under 29 CFR § 2510.3-16, a plan administrator is a person designated by the terms of the instrument under which a benefits plan is operated....
Bicycle Accidents in San Diego: Common Causes and Who Is Liable
Most bicycle accidents in San Diego stem from three specific categories of conflict: 1) driver navigational errors (typically turning across a cyclist’s path) 2) infrastructure...
What is a Mental Limitation in a Long-Term Disability Plan?
Long-term disability claims based on mental illness are some of the most common types of claims. Nonetheless, it is quite common for long-term disability insurance...
Medical Evidence Necessary to Substantiate a Long-Term Disability Claim
The specific type of medical evidence that you need to substantiate a long-term disability claim will vary somewhat according to the nature of your disabling...
California Leads Nation in Annual Number of Bicyclist Fatalities
According to the most recent statistics available from the National Highway Traffic Safety Administration (NHTSA), California had the highest annual number of bicyclist fatalities in...