Blogs
How Much Does My Treating Physician’s Opinion Matter in an LTD Claim?
You might think that your physician’s opinion about your medical opinion and your ability to work would be a crucial factor in a decision on...
How to File a Police Report Following a Bicycle Accident
Filing a police report following a bicycle accident can be crucial to your ability to document evidence about how the crash occurred. Not only will...
Can I Get a Jury Trial When I Appeal the Denial of Long-Term Disability Insurance Benefits?
You always should determine whether your long-term disability plan is an individual long-term disability insurance policy or an employer-sponsored plan that is governed by ERISA....
What NOT to Tell Your Long-Term Disability Insurance Adjuster
The job of long-term disability insurance adjusters is to evaluate claims and determine whether to approve or deny them. Adjusters consider a large amount of...
Improving Your Chances for ERISA Disability Claim Approval
Although ERISA-governed long-term disability benefits are a great benefit to have, they are not helpful to you unless you qualify for benefits. As a result,...
What Are Residual Disability Clauses?
Residual or partial disability refers to any medical condition that negatively impacts your ability to work, but it does not make you completely disabled. More...
Comparative Negligence in Bicycle Accident Cases
In some bicycle accident cases, the driver is not the only one who bears some fault for the accident. Bicyclists can be negligent in various...
Deadlines in Long-Term Disability Claims
All long-term disability plans have multiple deadlines. Those plans governed by ERISA, in particular, are subject to stringent deadlines for various aspects of claims and...
What Are the Differences Between “De Novo” and “Arbitrary and Capricious” Standard of Reviews?
Most long-term disability claims governed by ERISA contain a provision that gives the insurance company the final discretion whether to approve or deny a claim...
Why You Should Hire a Bicycle Accident Lawyer Right Away
When you are involved in a bicycle accident, the first thought that goes through your mind is typically not to call a lawyer. Instead, you...
The Inherent Conflict of Interest for Long-Term Disability Insurers
Most individuals are unaware of the inherent conflict of interest that long-term disability companies have when they both administer their policies and pay out claims....
The Health Benefits of Riding a Bike
Aside from being convenient, affordable, and environmentally friendly, bicycling also has various health benefits. For instance, bicycling, like many physical activities, has a significant impact...