Blogs
How Long Do I Have to File a Bicycle Accident Claim?
Every state has a different statute of limitations or a deadline for people to file personal injury claims against any potentially liable parties. This statute...
If I File a Claim for Long-Term Disability Benefits, Will the Insurance Company Contact My Friends and Family Members?
When you file a claim for long-term disability benefits, you may submit statements by close friends and relatives that explain the symptoms of your medical...
What Happens if I Am Injured in a Bicycle Accident Caused by a Rideshare Driver?
Due to the rising popularity of rideshare services such as Uber and Lyft, bicycle accidents involving these drivers also have increased. Uber and Lyft drivers...
How Much Does My Treating Physician’s Opinion Matter in an LTD Claim?
You might think that your physician’s opinion about your medical opinion and your ability to work would be a crucial factor in a decision on...
How to File a Police Report Following a Bicycle Accident
Filing a police report following a bicycle accident can be crucial to your ability to document evidence about how the crash occurred. Not only will...
Can I Get a Jury Trial When I Appeal the Denial of Long-Term Disability Insurance Benefits?
You always should determine whether your long-term disability plan is an individual long-term disability insurance policy or an employer-sponsored plan that is governed by ERISA....
What NOT to Tell Your Long-Term Disability Insurance Adjuster
The job of long-term disability insurance adjusters is to evaluate claims and determine whether to approve or deny them. Adjusters consider a large amount of...
Improving Your Chances for ERISA Disability Claim Approval
Although ERISA-governed long-term disability benefits are a great benefit to have, they are not helpful to you unless you qualify for benefits. As a result,...
What Are Residual Disability Clauses?
Residual or partial disability refers to any medical condition that negatively impacts your ability to work, but it does not make you completely disabled. More...
Comparative Negligence in Bicycle Accident Cases
In some bicycle accident cases, the driver is not the only one who bears some fault for the accident. Bicyclists can be negligent in various...
Deadlines in Long-Term Disability Claims
All long-term disability plans have multiple deadlines. Those plans governed by ERISA, in particular, are subject to stringent deadlines for various aspects of claims and...
What Are the Differences Between “De Novo” and “Arbitrary and Capricious” Standard of Reviews?
Most long-term disability claims governed by ERISA contain a provision that gives the insurance company the final discretion whether to approve or deny a claim...